Terms and Conditions
By accessing and using https://www.zpaypayments.com (the “Website” or “Mobile Application”), the visitor or user of the Website (“User” or grammatical variations thereof) accepts and agrees to be bound by and to comply with (i) these Terms of Use (“Terms”) and (ii) the Privacy Policy available on the Website. By using the Website, the User expressly represents that he/she/it has read and understood these Terms and agrees to be bound by them. Furthermore, by using the Website, the User expressly represents that:
(a) he/she/it has the capacity to be bound by these Terms;
(b) if he/she/it is acting on behalf of a company, entity, or another person, then he/she/it has the authority to bind such company, entity, or other person; and
(c) he/she/it will not violate any rights of Zpay Tech Pvt Ltd and/or its affiliates, including intellectual property rights such as copyright or trademark rights.
General Terms
The information, material and content provided on the Website (“Information”) may be changed at any time without prior notice. Although the Information provided on the Website is believed to be reliable when posted, there is no guarantee that it is accurate, complete, or current at all times. The Website is a resource for informational purposes only and is intended, but not promised or guaranteed, to be correct, complete, and up-to-date.
Zpay Tech Pvt Ltd does not warrant that the information on the Website is accurate or complete, and hereby disclaims any liability to the User or any other person for any loss or damage caused by errors or omissions, regardless of whether such errors result from negligence, accident, or any other cause.
Further, Zpay Tech Pvt Ltd assumes no liability for the interpretation and/or use of the Information nor does it offer a warranty of any kind, whether express or implied.
The Information is provided on the condition that Users shall make their own evaluation as to its suitability prior to any usage or decision-making. Nothing on the Website shall constitute an invitation to invest in or avail products/services of Zpay Tech Pvt Ltd or its affiliates.
Any use of the Website or its Information is at the User’s sole risk. Neither Zpay Tech Pvt Ltd, its affiliates, nor their officers, employees, or agents shall be liable for any damages arising from use of the Website.
The Website may contain links to third-party websites. Such links do not imply endorsement, affiliation, or recommendation. Zpay Tech Pvt Ltd shall not be responsible for content on third-party websites linked from ours.
No material may be modified, edited, or taken out of context such that its use creates a misleading or false statement as to the position of Zpay Tech Pvt Ltd.
Zpay Tech Pvt Ltd reserves the right to change these Terms at any time without prior notice and may suspend the Website for maintenance, updates, or other reasons.
The Website is controlled and operated from India. Users accessing the Website outside India are responsible for compliance with their local laws.
The User undertakes not to reverse engineer, copy, distribute, transmit, display, perform, reproduce, license, or create derivative works based on Website content without authorization. Limited personal use is permitted, unless otherwise restricted. Wholesale reproduction or commercial use of content is prohibited.
For any grievance regarding Website content or processing of information, the User may contact the Grievance Officer (whose details are published on the Website) or write to Zpay Tech Pvt Ltd at the address provided on the Website. The Grievance Officer shall endeavour to resolve grievances within a reasonable time in accordance with law.
Intellectual Property
All copyrights, trademarks, service marks, trade names, patents, and other intellectual property rights in the Website content are owned by Zpay Tech Pvt Ltd and/or its licensors.
The User acknowledges that he/she/it has no rights to such intellectual property. Content provided on the Website may be used only as permitted by Zpay Tech Pvt Ltd and shall not be copied, transmitted, or used to create derivative works without written authorization. Unauthorized use may result in liability or criminal prosecution.
No Warranties
Zpay Tech Pvt Ltd provides the Website and Information on an “as is” and “where is” basis, without any express or implied warranties including but not limited to accuracy, reliability, non-infringement, or fitness for a particular purpose.
Zpay Tech Pvt Ltd does not warrant that:
(i) the Website will be uninterrupted, timely, secure or error-free;
(ii) defects, if any, will be corrected;
(iii) the Website will be free of viruses or harmful components;
(iv) the Website will meet Users’ requirements.
Users are responsible for implementing adequate safeguards, backups, and virus protection.
No Liability
In no event shall Zpay Tech Pvt Ltd or its affiliates, directors, officers, employees or agents be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from the use of (or inability to use) the Website or reliance on any Information provided.
The User agrees to indemnify and hold harmless Zpay Tech Pvt Ltd, its affiliates, directors, officers, employees, service providers, and partners (collectively, the “Indemnified Parties”) from any losses, claims, liabilities, or expenses (including legal costs) in connection with (a) use of the Website, (b) User’s breach of these Terms, or (c) any violation of applicable laws.
Relationship
Nothing in these Terms shall be interpreted as creating a partnership, joint venture, or agency between the User and Zpay Tech Pvt Ltd.
Termination
Zpay Tech Pvt Ltd may suspend or terminate User’s Website access with or without cause, including if User breaches these Terms, law enforcement requests, or due to technical issues. Zpay Tech Pvt Ltd shall not be liable to User or any third party for termination of access.Nothing in these Terms shall be interpreted as creating a partnership, joint venture, or agency between the User and Zpay Tech Pvt Ltd.
Governing Law and Jurisdiction
These Terms shall be governed by and construed under the laws of India, without reference to conflict of law principles.
Any dispute between Zpay Tech Pvt Ltd and the User arising out of or related to these Terms or Website usage shall be subject exclusively to the jurisdiction of the courts located in Chennai, India.
Zpay Tech Pvt Ltd reserves the right to pursue any remedies available under law and equity for violations of these Terms.